प्रधानमंत्री इंटर्नशिप योजना 2024 Online Apply

 ### प्रधानमंत्री इंटर्नशिप योजना: युवाओं के लिए अवसरों का द्वार

प्रधानमंत्री इंटर्नशिप योजना (PM Internship Yojana) भारत सरकार की एक महत्वपूर्ण पहल है, जिसका उद्देश्य युवाओं को शासन और प्रशासन के विभिन्न पहलुओं में व्यावहारिक अनुभव प्रदान करना है। यह योजना न केवल युवाओं के कौशल विकास को प्रोत्साहित करती है, बल्कि उन्हें सरकारी नीतियों और योजनाओं के कार्यान्वयन में भी शामिल करती है। इस लेख में, हम इस योजना के उद्देश्यों, लाभों, प्रक्रिया और अपेक्षित परिणामों पर चर्चा करेंगे।

#### योजना का उद्देश्य

प्रधानमंत्री इंटर्नशिप योजना का मुख्य उद्देश्य युवा पीढ़ी को प्रशासनिक अनुभव और कौशल प्रदान करना है। भारत में बेरोजगारी की समस्या को देखते हुए, यह योजना छात्रों और युवा पेशेवरों को अवसर देती है कि वे विभिन्न मंत्रालयों और विभागों में इंटर्न के रूप में काम कर सकें। इससे उन्हें न केवल अपने ज्ञान को बढ़ाने का अवसर मिलता है, बल्कि वे अपनी पढ़ाई के साथ-साथ वास्तविक जीवन के अनुभव भी प्राप्त करते हैं।

#### योजना के लाभ

1. **व्यावहारिक अनुभव**: इंटर्नशिप के दौरान, प्रतिभागियों को नीतियों के विकास, कार्यान्वयन और मूल्यांकन की प्रक्रिया को समझने का अवसर मिलता है। वे विभिन्न सरकारी योजनाओं और कार्यक्रमों में सीधे शामिल होते हैं, जिससे उनके ज्ञान में वृद्धि होती है।

2. **कौशल विकास**: इस योजना के माध्यम से, युवाओं को विभिन्न कौशल जैसे प्रबंधन, अनुसंधान, और विश्लेषणात्मक सोच विकसित करने का अवसर मिलता है। ये कौशल भविष्य में उनके करियर के लिए अत्यंत महत्वपूर्ण हैं।

3. **नेटवर्किंग के अवसर**: इंटर्नशिप के दौरान, प्रतिभागी विभिन्न पेशेवरों और विशेषज्ञों से मिलते हैं। यह नेटवर्किंग उनके भविष्य में करियर निर्माण में मदद कर सकती है।

4. **आर्थिक सहायता**: कुछ मामलों में, इंटर्नशिप के दौरान वित्तीय सहायता या भत्ते भी प्रदान किए जा सकते हैं, जिससे युवाओं को आर्थिक रूप से लाभ होता है।

5. **प्रभावी कैरियर मार्गदर्शन**: इंटर्नशिप के माध्यम से, युवाओं को अपने क्षेत्र में विशेषज्ञों से मार्गदर्शन प्राप्त होता है, जो उनके करियर के लिए दिशा निर्धारित करने में सहायक हो सकता है।

#### आवेदन प्रक्रिया

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प्रधानमंत्री इंटर्नशिप योजना में भाग लेने के लिए इच्छुक उम्मीदवारों को निम्नलिखित चरणों का पालन करना होगा:

1. **पंजीकरण**: सबसे पहले, उम्मीदवारों को आधिकारिक वेबसाइट पर जाकर अपना पंजीकरण कराना होगा। इसमें व्यक्तिगत विवरण, शैक्षणिक योग्यता, और संपर्क जानकारी शामिल होगी।

2. **आवेदन पत्र भरना**: पंजीकरण के बाद, उम्मीदवारों को एक आवेदन पत्र भरना होगा, जिसमें उनकी रुचियों और कौशल का विवरण देना होगा।

3. **चयन प्रक्रिया**: आवेदन पत्र जमा करने के बाद, एक चयन प्रक्रिया का आयोजन किया जाएगा, जिसमें उम्मीदवारों के ज्ञान और कौशल का मूल्यांकन किया जाएगा। 

4. **इंटर्नशिप आवंटन**: चयनित उम्मीदवारों को विभिन्न मंत्रालयों और विभागों में इंटर्नशिप के लिए आवंटित किया जाएगा।

#### अपेक्षित परिणाम

प्रधानमंत्री इंटर्नशिप योजना के माध्यम से युवाओं के लिए कई सकारात्मक परिणाम निकलने की उम्मीद की जाती है। सबसे पहले, यह योजना युवा पीढ़ी को सरकारी कार्यों और नीतियों में संलग्न करने का एक अद्वितीय अवसर प्रदान करती है। इससे उन्हें अपने क्षेत्र में ज्ञान और कौशल प्राप्त करने का मौका मिलेगा।

इसके अलावा, यह योजना युवा बेरोजगारी की समस्या को कम करने में भी सहायक हो सकती है। जब युवा व्यावहारिक अनुभव प्राप्त करते हैं, तो उनकी नौकरी पाने की संभावनाएं बढ़ जाती हैं। इसके साथ ही, उन्हें बेहतर मार्गदर्शन भी प्राप्त होता है, जो उन्हें अपने करियर की दिशा निर्धारित करने में मदद कर सकता है।

#### निष्कर्ष

प्रधानमंत्री इंटर्नशिप योजना एक अद्वितीय पहल है, जो न केवल युवाओं को सरकारी कार्यों में शामिल करती है, बल्कि उन्हें व्यावहारिक अनुभव और कौशल भी प्रदान करती है। इस योजना के माध्यम से, भारत सरकार युवाओं के विकास को प्राथमिकता दे रही है, जो भविष्य में देश के विकास में महत्वपूर्ण योगदान दे सकते हैं। इस प्रकार, यह योजना न केवल युवाओं के लिए बल्कि समाज और राष्ट्र के लिए भी फायदेमंद साबित हो सकती है।

Unified pension scheme (2025) vs New pension scheme which is the best for middle class

 

About UPS-

 

The scheme will be effective from April 1, 2025. Central government employees will be able to choose between the National Pension Scheme (NPS) and the Unified Pension Scheme (UPS). Moreover, existing central government NPS subscribers will also have the option to switch to the UPS.

 

 

·       Assured Pension: 50% of the average basic pay drawn over the last 12 months prior to superannuation for a minimum qualifying service of 25 years

·       Proportionate for lesser service up to a minimum of 10 years of service

·       Assured Family Pension @60% of pension of the employee immediately before her/his demise

·       Assured Minimum Pension @10000 per month on superannuation after minimum 10 years of service

·       Inflation Indexation: On assured pension, on assured family pension and assured minimum pension Dearness relief based on All India Consumer Price Index for Industrial Workers (AICPI-W) as in case of serving employees

·       Lump-sum payment at superannuation in addition to gratuity

·       1/10th of monthly emolument (pay + DA) as on the date of superannuation for every completed six months of service

·       This payment will not reduce the quantum of assured pension

·        While announcing the details of the scheme, Union Minister Ashwini Vaishnaw said that the Centre constituted a committee that held 100 meetings with several top organizations, including the RBI and the World Bank, to make decisions on this scheme, which will benefit 23 lakh central government employees.

The Minister further said that the government employees will have the option to choose between the New Pension Scheme and UPS.

·        "PM Modi constituted a committee under the chairmanship of Cabinet Secretary TV Somanathan. This committee held more than 100 meetings with different organisations and nearly all the states. There's a difference between how PM Modi works and the oppositions works," Vaishnaw said.

 

 

About NPS-

 

1.   The New Pension Scheme will work on defined contribution basis and will have two tiers – Tier I and Tier II.

2.   Tier-I is mandatory for all Govt. servants joining Govt. service on or after 1.1.2004.  In Tier I, Govt. servants will have to make a contribution of 10% of his Basic Pay, DP and DA which will be deducted from his salary bill every month by the PAO concerned.  The Govt. will make an equal matching contribution. Tier I contribution will be kept in a non withdrawal Pension Tier I account.

3.   Tier II will be optional and at the discretion of Govt. servants.  Tier II contributions will be kept in a separate account that will be withdrawal at the option of Govt. servant.  The scheme of voluntary contribution under Tier II will not be made operative during the period of interim arrangement and therefore no recoveries will be made from the salaries of the employees on this account.

4.   The existing provisions of Defined Benefit Pension and GPF would not be available to new Govt. servants joining Govt. service on or after 1.1.2004.

5.   An independent Pension Fund Regulatory and Development and Authority (PFRDA) will regulate and develop the pension market.

6.   As an interim arrangement till such time the statutory PFRDA is set up and interim PFRDA has been appointed by issuing an executive order by Ministry of Finance(DEA).

7.   It has also been decided that Tier II will not be made operative during interim period.

8.   Till the regular Central Record Keeping agency and Pension Fund Managers all appointed and the accumulated balances under each individual are transferred to them, it has been decided that such amounts rep[resenting the contributions made by the Govt. servants will be kept in the Public Account of India .  This will be a temporary arrangements as announced by the Govt.

9.   A Govt. servant can exit at or after the age of 60 years from Tier I of the Scheme.  At exit, it would be mandatory for him to invest 40% of pension wealth to purchase an annuity (from an IRDA regulated Life Insurance Company), which will provide for pension for the life time of the employee and his dependent parents/ employee.  In case of Govt. servants who leave the scheme before attaining the age of 60, the mandatory annuitisation would be 80% of the pension wealth.

10.                   Recoveries towards Tier I contribution will start from salary of the month following the month in which the Govt. servant has joined service.  Therefore, no recovery will be effected for the month of joining.

11.                   No deductions will be made towards GPF contribution from the Govt. servants joining the service on or after 1.1.2004 as the GPF scheme is not applicable to them.

12. It has been decided that pending formation of a regular Central Record Keeping Agency, Central Pension Accounting office(CPAO) will function as the Central Record Keeping Agency for the above scheme.

 

Expert Recommendations-

In first look it is clearly showing that the UPS is much safer than NPS in many aspects . Govt has tried to include many points of old pension scheme in UPS-2025. But lets wait and watch that how govt is going to implement it.

 

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